Finance and insurance
Business value in business and credit decisions
We help you make smarter, safer and greener decisions
The banking and finance sector is one of the country's most heavily regulated industries, which places high demands on those in the industry. Without correct data and information, it becomes a challenging task to get a good overview and systematic approach to your work in order to make correct and well-founded business decisions.
Metria's quality-assured data with the property at its core
In banking, finance and insurance, it is important to have correct information for business decisions and analyses. With quality-assured data in combination with Metria's knowledge in property, analysis, geographical and other relevant business information, we optimize decision support and support your business.
With the property and building at its core, Metria offers a wide range of services with refined data and analyses. For example, we offer property information as a basis for the mortgage and property loan process to banks and credit institutions. Insurance companies use property information from Metria when signing insurance policies, taking damage prevention measures and handling damage.
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Handelsbanken's biodiversity report based on data from Metria
Handelsbanken's Nature and Biodiversity progress report 2023 provides an overview of Handelsbanken's work and strategy within nature and biodiversity. The report is based on data supplied by Metria, area calculations at property level and a compilation of Handelsbanken's entire property portfolio together with a comparison with the whole of Sweden.
Get climate risks under control with reliable geodata
The EU Taxonomy and the CSRD require banks and insurers to identify and quantify physical climate risks. Insurance companies face increased risks linked to climate change and the occurrence of more extreme weather events. Metria provides accurate analysis based on reliable geographic and economic data to understand the risks and how to manage them now and in the future.
Read more about Metria Climate Analysis here.
The financial industry is a key player in a greener and more sustainable economy
The financial industry has been identified as a key actor in achieving the EU's environmental goals and will therefore play a central role in creating a greener and more sustainable economy.The sustainability perspective needs to be included in business processes and Metria offers support andexpertise for this through unique data and services.
Read more here.
Transition risks - The climate transition towards net zero
Around 36% of the EU's total carbon emissions come from real estate and buildings.
Regulatory requirements such as CSRD and voluntary agreements such as SBTi and Net-Zero Banking alliance require banks to implement transition plans for their mortgage portfolios.
In collaboration with Hemma, Metria offers a portfolio analysis that gives the bank a better reporting basis and enables a data-driven customer dialog on climate transition.
Read more about the Portfolio Analysis here.
Climate puts pressure on biodiversity and affects conditions for biodiversity
Biodiversity plays a crucial role in the stability and functioning of ecosystems. Climate puts pressure on biodiversity and affects the conditions for biodiversity. However, we also see clear evidence of a reverse effect, where well-functioning ecosystems and high biodiversity act as resilience to climate change. This is both in terms of lowering their impact, such as effective carbon sinks, but also in mitigating the effects of climate change, in some cases offering increased protection against extreme weather, such as mangrove forests near coasts.
To contribute to the achievement of the EU's environmental objectives and promote sustainability in their operations, banks and insurance companies need to integrate biodiversity considerations into their risk management strategies and business decisions.
Metria is a major supplier of data and analysis on nature and the environment to the Swedish Environmental Protection Agency and others.
Metria is actively developing to complement our real estate information with climate risk data on biodiversity where we use our expertise in nature and environment to help meet the challenges our customers face.
Fast & accurate property valuation gives Landshypotek a good basis for decision-making
Since 2017,Landshypotekhas also offered mortgages for single-family homes and in 2022 passed SEK 24 billion in mortgages to customers across the country.
- "When we started with mortgages, the whole point was to create a digitized, simple and transparent solution for customers," says Lillemor Andersson, who works with valuations at Landshypotek.
Read the full article here.